A flexible path to ownership.
Flexible credit and as little as 3.5% down.
- 3.5% down
- Credit-friendly
- Gift funds allowed
FHA journeyStep 1 of 6
How far along are you?
No wrong answer — it just changes the pace.
Mortgage News Daily national FHA market average
7.20%
This is a national market average, not an individual quote or a rate offered by Russell Capital Mortgage. Your actual FHA rate may vary.
Source: Mortgage News Daily — Daily Rate Index. Updated October 8, 2026.
Exploring something else?
Let's get you to the closing table.
Start your application online at your own pace, or talk to a licensed advisor first. Either way, your next step stays clear.