Loan programs
- DSCR investment loans
- Bank statement loans
- 1099 income loans
- Asset qualifier loans
- Foreign national loans
- Bridge and investor financing
- Select jumbo options
Lending partner overview
American Heritage Lending loan options
American Heritage Lending offers wholesale non-QM and investor-focused mortgage options. Its program mix can help qualified Arizona borrowers whose income, assets, property strategy, or documentation does not fit a standard agency loan.
Best uses
- Real-estate investors qualifying with rental cash flow
- Self-employed borrowers using alternative income documentation
- Borrowers with significant verified assets
- Experienced investors planning a bridge or portfolio strategy
Borrower benefits
- Alternative documentation paths
- Investor-focused underwriting options
- Solutions beyond standard agency guidelines
Common loan scenarios
- An investor buying an Arizona rental with DSCR qualification
- A self-employed borrower documenting income with bank statements
- A borrower using verified assets as part of qualification
Why Russell Capital Mortgage works with American Heritage
Russell Capital Mortgage uses American Heritage Lending when an Arizona borrower needs a well-matched non-QM or investor option that deserves comparison beyond a traditional income-documentation path.
Program availability, pricing, and underwriting guidelines can change. Russell Capital Mortgage will confirm current eligibility and compare appropriate options for Arizona properties.
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Frequently asked questions
American Heritage financing questions
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